Chicago Car Accident Attorney

Chicago’s Trusted Car Accident Law Firm

Fair Compensation for Car Accident Victims in Chicago

At Rosenfeld Injury Lawyers, we’ve spent decades standing up for people across Chicago who’ve been injured in serious car accidents. Our trusted Chicago car accident attorney team knows how quickly a collision can turn your life upside down and how hard it can be to deal with insurance companies, missed work, and mounting medical bills while you try to recover.

We live and work in this city, and we’re proud to serve clients from every neighborhood, from Englewood to Edgewater, Humboldt Park to Hyde Park. Whether your crash happened on the Dan Ryan, at a dangerous West Side intersection, or near the Loop during rush hour, our Chicago car crash attorneys bring deep local experience and a track record of results to every case. 

Our mission is simple: hold negligent drivers accountable and fight for full and fair compensation for every client we represent. Book a free consultation today!

Car Accident Settlements Recovered by Our Chicago Law Firm

Over the years, we’ve helped countless Chicago families get justice after devastating crashes. Here are just a few of the real results we’ve achieved for our clients:

$4,000,000 – Wrongful Death from Company Vehicle Crash in West Loop

An experienced car accident attorney from our team represented the family of Daniel, a passenger in a company vehicle who suffered fatal injuries in a high-speed collision while on a work assignment near the West Loop. His death left a young family behind, and the employer initially disputed liability. We were able to prove both negligence and a pattern of safety violations, securing a $4 million settlement that helped his family find financial stability after a heartbreaking loss.

$3,200,000 – Crosswalk Accident Resulting in Permanent Disability

Andre, a man with a pre-existing disability, was struck by an SUV while using a marked crosswalk near UIC. He sustained multiple orthopedic injuries that required extensive surgeries and rehabilitation. The driver claimed limited visibility due to road construction, but our car accident lawyer team used intersection footage and local ordinance violations to demonstrate clear fault. The $3.2 million settlement will help cover Andre’s lifelong care needs.

$2,000,000 – Rollover Crash on the Dan Ryan Expressway

Our client Lena was involved in a violent rollover crash while driving southbound on the Dan Ryan. She sustained internal injuries and required multiple hospitalizations. The defense attempted to argue that road conditions were to blame, but we brought in accident reconstruction experts to show that the other driver was speeding and failed to yield during a lane change. Our Chicago car accident lawyers obtained a $2 million settlement for Lena.

$1,600,000 – Rear-End Collision with Spinal Surgery

We helped Martin, a North Side delivery driver, after he was rear-ended near Irving Park Road by a distracted driver. He suffered a herniated disc and eventually underwent lumbar fusion surgery. The defense claimed his injuries were degenerative, but an experienced car accident lawyer from our team presented strong medical testimony proving the trauma from the crash caused the damage. We secured a $1.6 million recovery on his behalf.

$449,000 – Facial Injuries After Windshield Impact in Logan Square Crash

Erica was riding as a front-seat passenger when another driver blew through a stop sign and T-boned her vehicle near Logan Square. She was not wearing a seatbelt and struck the windshield, suffering multiple facial fractures. While comparative fault was raised, we successfully argued that the other driver bore the bulk of responsibility under Chicago traffic laws. The case resolved for $449,000.

$350,000 – Pedestrian Struck by Taxi in Lakeview Left-Turn Accident

Maria was crossing the street at night in Lakeview when a taxi made an illegal left turn and struck her. She suffered a fractured leg and required surgery. The cab company initially disputed liability, but city camera footage and witness statements proved decisive. Our experienced personal injury attorney team recovered $350,000 for Maria’s medical bills, lost wages, and pain and suffering.

$250,000 – Hit-and-Run Crash with Uninsured Driver

After a hit-and-run in Englewood left Sabrina with multiple soft tissue injuries and a mild concussion, the driver was never identified. Fortunately, she had uninsured motorist coverage. The insurer delayed and downplayed her injuries, but our Chicago car accident lawyers pushed back hard. After preparing the case for arbitration, we obtained a $250,000 settlement through her UM policy.

What Makes Us the Best Car Accident Attorneys in Chicago

At Rosenfeld Injury Lawyers, we’ve built our reputation as one of the top-rated Chicago car accident law firms by delivering results that matter. With more than $500 million recovered for injury victims and a 98% success rate, we fight and win for clients across every corner of Chicago.

Our team brings over 100 years of combined experience to every case, and we don’t get paid unless we win. That means our focus is always where it should be: on securing maximum compensation for our clients. We’ve handled thousands of car accident claims involving everything from catastrophic injuries on the Dan Ryan to fatal pedestrian crashes in neighborhoods like Wicker Park and Chatham.

We’re proud members of elite organizations including the Million Dollar Advocates Forum, Illinois Trial Lawyers Association, Super Lawyers®, and the American Association for Justice. We also hold a 10/10 AVVO rating, and an A+ rating from the Better Business Bureau. Our work has been featured in The National Law Review, and we’re regularly recognized by our peers for legal excellence and courtroom success.

If you’re looking for the best car accident attorneys in Chicago, you’ll find the experience, dedication, and track record you need right here. We’re available 24/7 to take your call, answer your questions, and begin fighting for what you deserve.

Types of Motor Vehicle Accidents Our Law Firm Handles in Chicago

No two car accidents are exactly alike, and each type comes with its own challenges when it comes to proving liability, calculating damages, and navigating local traffic laws. 

At Rosenfeld Injury Lawyers, we handle the full range of serious motor vehicle accident cases across Chicago. Whether your crash happened on Lake Shore Drive, near the Kennedy Expressway, or at a busy West Side intersection, we’re prepared to build a strong case on your behalf.

Here’s how we help clients injured in all types of collisions:

Rear-End Car Accidents

Often caused by distracted or tailgating drivers, rear-end crashes are among the most common in the city. Under Chicago Municipal Code § 9-40-150, drivers must maintain a safe following distance. We often use this to establish negligence and recover damages for whiplash, spinal injuries, and more.

Left Turn Car Accidents

Left turns at intersections are high-risk, especially when drivers fail to yield. We’ve handled countless cases involving clients struck while lawfully passing through intersections as another vehicle turned in front of them.

Blow Stop Sign Car Accidents

Failure to stop at posted signs (violating Chicago Code § 9-24-010) can have devastating consequences. We use traffic cam footage, crash reconstruction, and witness statements to hold reckless drivers accountable.

Head-On Collisions

These violent crashes often occur when drivers cross into oncoming lanes or travel the wrong way on one-way streets. We’ve represented victims of head-on collisions on major thoroughfares like Ashland and Western Avenue.

T-Bone Accidents

Intersections are a common site for side-impact crashes. We know how to investigate the timing of traffic signals, right-of-way rules, and driver distraction to prove fault in T-bone collisions.

Sideswipe Accidents

Sideswipes often happen when a driver makes an unsafe lane change without signaling. Our team gathers dash cam footage, cell phone records, and police reports to prove liability.

Hit-and-Run Accidents

Chicago has seen an increase in hit-and-run crashes in recent years. If the at-fault driver can’t be identified, we help clients access compensation through uninsured motorist coverage, and we know how to deal with uncooperative insurers.

Rollover Accidents

Often linked to speeding or high-impact crashes on highways, rollovers can lead to spinal and head injuries. We bring in engineers and accident reconstructionists to show how the crash occurred — and who’s responsible.

Wrong-Way Driving Accidents

Whether due to intoxication or confusion, wrong-way drivers cause catastrophic injuries. We often work these cases alongside criminal investigations and use traffic records to support civil claims.

Single-Vehicle Accidents

In some cases, a client may crash due to a roadway hazard or mechanical defect. We investigate every angle of single-vehicle accidents, including whether the City of Chicago failed to maintain a safe road surface or proper signage.

Multi-Vehicle Accidents

Multi-vehicle crashes require precise investigation. We work with experts to break down the timeline and allocate fault among multiple drivers and insurers.

Merging Accidents

Merging without yielding frequently leads to crashes on the expressways. We help victims injured when negligent drivers fail to merge safely.

Failure-to-Yield Accidents

Whether at crosswalks or intersections, failing to yield the right of way is one of the most common forms of driver negligence. We prove these cases using dash cams, eyewitnesses, and traffic law violations.

Intersection Accidents

Busy intersections in Chicago — like Cicero & Roosevelt or Stony Island & 95th — are hotspots for crashes. We analyze light sequencing, driver behavior, and municipal code violations to establish fault in intersection crashes.

Highway Crashes

High-speed collisions on I-90, I-55, or I-290 often involve commercial vehicles, road debris, and sudden stops. We know how to navigate the complexities of these high-damage cases.

Accidents Involving Pedestrians

Pedestrian crashes in neighborhoods like River North and the Loop often involve right-turn-on-red violations or failure to yield. We pursue compensation for clients who suffer serious injuries in these preventable incidents.

Accidents Involving Cyclists

Chicago’s bike lanes are often ignored by impatient or distracted drivers. We represent cyclists injured in dooring incidents, unsafe passing maneuvers, and failure-to-yield crashes across the city.

Accidents Involving Motorcyclists

Motorcyclists face higher risks and unique legal challenges. We handle serious injury and wrongful death motorcycle accident claims stemming from driver inattention, unsafe lane changes, and intersection violations.

Accidents Involving Trucks

Large commercial trucks often cause extensive injuries and involve federal trucking regulations. We hold both drivers and their employers accountable after crashes on I-294, I-90, and other freight-heavy corridors.

Accidents Involving Buses

Whether it’s a CTA bus or a private carrier, bus crashes can leave passengers and other drivers severely injured. We investigate these cases thoroughly, including potential city liability.

Fatal Car Accidents

Losing a loved one to a fatal car crash is a tragedy no family should endure. We pursue wrongful death claims to help surviving relatives recover compensation for funeral costs, lost financial support, and emotional suffering.

What Are the Most Common Causes of a Car Accident in Chicago?

Car accidents in Chicago happen for many reasons, but most share one thing in common: they were preventable. At Rosenfeld Injury Lawyers, we’ve seen firsthand how negligent driving puts lives at risk, and we’ve helped thousands of victims recover after crashes caused by reckless or careless behavior. Here are the leading causes of collisions across the city, and how we help prove fault.

Distracted Driving

Using a phone while driving violates Chicago Municipal Code § 9-76-230, yet it’s one of the most common causes of crashes we handle. We subpoena call records, texts, and in-vehicle data to show the driver was distracted at the time of the crash.

Speeding

Whether it’s blowing past posted limits on Lake Shore Drive or racing through residential zones, speeding increases both crash risk and injury severity. We use traffic cam footage, black box data, and eyewitness reports to hold speeding drivers accountable.

Drunk Driving

Operating a vehicle under the influence is a criminal offense and a frequent cause of fatal and serious accidents. We pursue both civil damages and, in some cases, punitive damages when intoxication plays a role.

Drug-Impaired Driving

Whether involving illegal drugs or impairing prescription meds, drug-impaired drivers are a growing danger. We work with toxicology experts and use police evidence to strengthen your case.

Drowsy Driving

Fatigue slows reaction time and impairs judgment. In drowsy driving cases involving long-haul drivers or rideshare workers, we investigate shift logs and hours-of-service violations to prove liability.

Reckless or Aggressive Driving

Tailgating, weaving between lanes, and road rage behaviors are all signs of reckless driving. These aggressive drivingviolations often go hand-in-hand with crashes at busy intersections and expressways.

Following Too Closely

Drivers are required to leave enough space to avoid a collision, per the Illinois Rules of the Road. Rear-end crashes often stem from tailgating, and we use crash analysis to demonstrate insufficient following distance.

Failing to Yield the Right of Way

Yield violations at intersections and crosswalks are a major hazard to pedestrians and cyclists. We rely on traffic laws, witness statements, and sometimes traffic signal data to show the at-fault driver failed to yield.

Running Traffic Signals

Red-light running is both dangerous and illegal. With access to red light camera footage and intersection sequencing data, we prove when a driver ignored a signal and caused a collision.

Unsafe Lane Changes

Drivers must signal and check blind spots before changing lanes. Failure to do so often results in sideswipe or merging crashes. We use dash cam footage, police reports, and vehicle damage analysis to establish fault.

Improper Turns

Illegal or poorly executed turns cause many of the left-turn and intersection crashes we handle. Violations of Chicago Code § 9-16-020 and other right-of-way rules are central to proving liability.

Driving Without Headlights or Signals

Failing to use lights or turn signals, especially at night or during poor visibility, makes it harder for others to react. We’ve handled cases where these omissions led directly to avoidable crashes.

Inexperienced Drivers

Teen drivers and others new to Chicago roads may lack the judgment or awareness needed to avoid collisions. We investigate training history, licensing status, and driving behavior to assess liability.

Vehicle Defects or Mechanical Failures

Sometimes the crash isn’t due to driver behavior, but a faulty brake system, steering failure, or tire defects. In these cases, we may pursue vehicle defect claims against auto manufacturers or repair shops.

Poor Road Maintenance

Potholes, faded lane markings, or non-working traffic lights can contribute to serious crashes. When the city or a contractor fails to maintain safe road conditions, we investigate potential claims for municipal negligence and defective roads.

Adverse Weather Conditions

Chicago winters bring snow, sleet, and black ice, but poor weather doesn’t excuse negligence. Drivers are expected to adjust their speed and stopping distance. If they fail to do so, they can still be held liable.

Obstructed or Limited Visibility

Blocked views from construction zones, parked trucks, or poor lighting can lead to serious accidents, especially at intersections. We examine site conditions and driver responses to show what should have been seen and avoided.

Driving Under the Influence of Prescription Medication

Even legally prescribed medication can impair motor skills. If a driver knew, or should have known, that their medication made it unsafe to drive, they can still be held responsible for resulting injuries.

Driver Fatigue

Sleep-deprived drivers are just as dangerous as drunk drivers. We often see this in trucking or shift work cases and use driving logs, employer records, and witness accounts to prove fatigue was a factor.

Common Serious Injuries Sustained in Chicago Motor Vehicle Accidents

At Rosenfeld Injury Lawyers, we’ve helped thousands of crash victims across Chicago recover from life-changing injuries. Whether the collision happened on the Kennedy Expressway, a neighborhood street, or a busy downtown intersection, the physical toll is often severe, and the road to recovery can be long and expensive.

Our job is to make sure our clients get the medical care they need and the full compensation they deserve. These are some of the most serious injuries we see in motor vehicle accident cases.

• Broken Bones – Fractures can range from minor breaks to complex compound injuries requiring surgical repair. We work closely with orthopedic specialists to document long-term limitations.
• Burns – Crashes involving fire, chemical spills, or airbag deployment can cause first- to third-degree burns. These often result in scarring, infection, and the need for skin grafts.
• Facial Injuries – From lacerations and fractures to dental trauma and eye injuries, facial damage can require extensive reconstructive surgery and lead to permanent disfigurement.
• Neurological Injuries – Any trauma affecting the nervous system — including nerve damage or loss of sensation — can alter a person’s ability to work, move, or live independently.
• Crush Injuries – Common in rollover and multi-vehicle collisions, crush injuries often lead to compartment syndrome, internal bleeding, and lasting physical impairment.
• Amputation Injuries – When limbs are severed or too damaged to save, amputation may be required. We help clients recover compensation for prosthetics, rehabilitation, and loss of earning capacity.
• Whiplash – Often dismissed as “minor,” whiplash can cause chronic neck pain, reduced mobility, and nerve-related symptoms when left untreated.
• Spinal Cord Injuries – Damage to the spinal cord can result in partial or complete paralysis. We pursue compensation for long-term care, home modifications, and mobility assistance.
• Back and Neck Injuries – Herniated discs, cervical sprains, and other back injuries often require physical therapy, injections, or surgery — all of which we factor into our case valuation.
• Traumatic Brain Injuries – TBIs can range from concussions to severe brain damage. Many of our clients experience memory loss, cognitive impairment, or emotional changes after a head injury.
• Soft Tissue Injuries – Sprains, strains, and contusions may not be visible on scans but can still disrupt daily life. We work with medical providers to ensure soft tissue injuries are taken seriously by insurers.
• Internal Injuries – Organ damage and internal bleeding often require emergency surgery and carry life-threatening risks. These injuries are commonly seen in high-impact crashes.
• Chest Injuries – Seat belt trauma, fractured ribs, and collapsed lungs can result from front-end collisions or being pinned by a steering wheel or airbag.
• Lacerations and Abrasions – Deep cuts and road rash may require sutures or plastic surgery, and can leave lasting scars or nerve damage.
• Knee and Leg Injuries – Dislocations, ligament tears, PCL injuries, and shattered kneecaps can all occur when the lower body absorbs the impact of a crash.
• Shoulder Injuries – Rotator cuff tears and dislocations often occur when drivers brace for impact or are struck from the side. These can impair arm movement and strength for months or longer.
• Psychological Injuries – Beyond the physical damage, many clients suffer from PTSD, anxiety, or depression following a crash. We factor these into your case and work with mental health professionals when needed.

How to Strengthen Your Chicago Car Accident Injury Claim

After a crash, what you do in the minutes, days, and weeks that follow can make or break your injury claim. At Rosenfeld Injury Lawyers, we walk every client through these critical steps to protect their rights, preserve evidence, and maximize their compensation. If you were hurt in a motor vehicle accident in Chicago, here’s how to strengthen your case from the start.

Report the Crash Immediately

Under Illinois law (625 ILCS 5/11-407), you must report any crash involving injury, death, or property damage over $1,500. In Chicago, always call 911 and request police at the scene. The Chicago Police Department crash report will serve as vital evidence in your case.

Seek Medical Treatment — Even If You Feel “Fine”

Some injuries, like soft tissue damage or internal bleeding, may not show symptoms right away. A medical exam creates documentation linking your injuries to the crash, which insurers can’t ignore or discredit later.

Gather Evidence at the Scene

If you’re physically able, take photos of the vehicles, road conditions, traffic signs, and any visible injuries. Get contact info from witnesses. Preserve clothing or damaged belongings — even these can support your claim.

Don’t Talk to the Other Driver’s Insurance Company Alone

Insurance adjusters aren’t on your side. They may pressure you to give a statement or accept a lowball offer. Before speaking to them, call our firm. We deal with insurers daily, and we know how to keep them honest.

Follow Your Doctor’s Advice

Gaps in treatment or failing to follow medical orders can be used against you. Stick to your care plan, keep records of every appointment, and let us know if you’re struggling to access care — we can help connect you to trusted providers.

Track Every Expense

Keep copies of medical bills, repair invoices, pay stubs showing lost wages, and any other crash-related costs. We’ll use this documentation to build a strong economic damages claim.

Avoid Posting About the Accident Online

Social media posts can be taken out of context and used to question your injuries. Even something as innocent as a vacation photo could harm your case.

Contact a Chicago Car Accident Attorney Early

The sooner we get involved, the better we can preserve critical evidence and protect your legal rights. We’ve handled accident scenes along Cicero Avenue, Lake Shore Drive, and throughout the city. We know where to look, who to call, and how to build a winning case from day one.

What Damages Can Car Accident Victims Recover in Illinois?

When you’re injured in a car crash, the financial toll can hit fast — hospital bills, missed paychecks, car repairs, and long-term care needs. At Rosenfeld Injury Lawyers, we fight to recover every dollar our clients are entitled to under Illinois law. That includes more than just your out-of-pocket expenses.

Here’s what car accident victims in Chicago can recover through a personal injury claim or lawsuit.

Economic Damages

These are the tangible, documented costs tied directly to the accident. We work closely with medical professionals, economists, and financial experts to calculate current and future losses, including:

• Medical bills (emergency care, surgery, rehab, therapy)
• Prescription costs and medical equipment
• Lost income and reduced earning capacity
• Transportation costs for treatment
• Vehicle repair or replacement
• Out-of-pocket expenses related to your injuries

Non-Economic Damages 

These cover the very real but less easily measured ways your life has been affected. Illinois law recognizes that pain isn’t just physical. We pursue compensation for:

• Physical pain and suffering
• Emotional distress, anxiety, or depression
• Loss of enjoyment of life
• Permanent disfigurement or disability
• Loss of companionship or consortium

Punitive Damages

In some cases, such as drunk driving crashes or reckless conduct, Illinois courts may award punitive damages to punish the wrongdoer and deter future misconduct. While not available in every case, we evaluate whether gross negligence or willful disregard for safety may justify seeking this added compensation.

What Is the Average Car Accident Payout in Chicago?

Car accident settlements in Chicago can vary dramatically depending on the severity of the crash, the injuries involved, and how strong the case is. Based on the latest data by Law.com, the average car accident payout in Chicago is $1,618,802, while the median payout is $46,799.

That gap reflects the wide range of outcomes. Some cases involve soft tissue injuries and modest medical bills, while others include catastrophic injuries or wrongful death with life-altering financial consequences.

At Rosenfeld Injury Lawyers, we never treat your case like a number. We take the time to understand your injuries, your needs, and your future, then we build a claim designed to recover everything you’re owed. Whether your case is worth five figures or eight, we pursue the same aggressive strategy and attention to detail.

Let us evaluate your situation and give you an honest assessment of what your case could be worth.

What Impacts the Value of Chicago Car Accident Claims?

No two car accident cases are the same, and neither are their outcomes. At Rosenfeld Injury Lawyers, we’ve secured everything from modest settlements for soft-tissue injuries to multi-million-dollar recoveries for catastrophic crashes. Here are the biggest factors that impact the value of a car accident claim in Chicago.

• Severity of Injuries – More severe injuries generally lead to higher compensation. A broken leg and a traumatic brain injury don’t carry the same long-term impact, and we work with medical experts to show the full scope of your condition.
• Length and Type of Medical Treatment – The cost and duration of your recovery matter. Claims involving surgery, physical therapy, or long-term care typically result in higher settlements than those involving a few ER visits.
• Lost Wages and Future Earning Capacity – If your injuries keep you out of work or limit your ability to return to your career, we factor in every paycheck you’ve missed and every one you’ll miss in the future. That can significantly raise the value of your claim.
• Impact on Daily Life – We help juries and insurers understand how your injuries have disrupted your relationships, independence, and ability to enjoy life, all of which influence non-economic damages.
• Clear Evidence of Liability – The stronger the evidence showing the other party was at fault, the more leverage we have during negotiations. Dash cams, traffic footage, and police reports all play a role, and we act fast to secure them.
• Insurance Company Tactics – Some insurers lowball or deny legitimate claims. We’re not afraid to take a case to trial if that’s what it takes to get a fair result. Our courtroom reputation often motivates insurers to settle fairly and faster.
• Whether Punitive Damages Apply – In cases involving reckless or intentional misconduct, like drunk driving or hit-and-run, we may seek punitive damages, which can significantly increase the total recovery.
• Strength of Legal Representation – Experienced trial lawyers know how to build a compelling case and push back against delay tactics. Our team has recovered over $500 million for injured clients, and insurers know we don’t settle for less than full value.

Example Car Accident Case Results in Chicago

$20.7 Million Settlement in Fatal Rear-End Collision Linked to Fuel Pump Failure

This case involved a catastrophic rear-end crash on I-294 outside of Chicago, where a family’s 1995 Chrysler minivan stalled in traffic and was struck by another vehicle. Tragically, a 2-year-old child in the rear seat was killed instantly, and her mother sustained permanent injuries, including partial paralysis and vision loss. The family vehicle was owned by the father’s employer, a Chicago-based heating company.

The plaintiffs alleged that the crash was caused by a defective fuel pump, which prematurely wore out after approximately 30,000 miles of use. Expert testimony pointed to substandard carbon brush materials and deficient quality control measures in the manufacturing process. The suit named multiple defendants, including the vehicle manufacturer, the fuel pump maker, and the employer who owned the van.

The defense disputed the product defect claims and argued the stall may have resulted from a battery issue, not a faulty fuel pump. They also claimed that consumer complaints submitted to NHTSA did not provide sufficient notice of a design flaw.

The case settled for $20.7 million, with Chrysler and Walbro contributing $20 million and Corner Heating paying $700,000. This case highlights how automotive product failures — even those involving a single part — can lead to devastating consequences and significant liability for manufacturers and vehicle owners.

$20.2 Million Settlement in Fatal DUI Crash Involving Off-Duty Chicago Police Officer

In this tragic case, two graphic designers were killed on the Dan Ryan Expressway (I-90) in Chicago when their disabled sedan was struck from behind by a speeding vehicle driven by an off-duty police officer. The victims had pulled over to an entrance ramp after a tire blowout, but their vehicle remained in a live lane of traffic when the crash occurred. The impact caused a fire that trapped and killed both occupants.

The driver, a longtime Chicago police officer, had a blood alcohol level of 0.26 and was later convicted of aggravated DUI and leaving the scene of a fatal crash. At trial, the estates of the deceased argued that the City of Chicago had enabled the officer’s conduct by failing to discipline him despite a lengthy record of prior complaints, including multiple alcohol-related incidents during his 20-year tenure.

Multiple bars and establishments that served the officer alcohol prior to the crash settled for a combined $105,000. The city contributed $15 million from its self-insured policy, while an excess insurer paid an additional $5 million. The officer’s own insurance policy paid $100,000 per estate, bringing the total recovery to $20.2 million, split between the families of both victims.

$15.4 Million Jury Verdict in Multi-Vehicle Crash on Chicago Skyway Ramp

In this case, a family traveling on the Dan Ryan Expressway toward the Chicago Skyway was involved in a fatal multi-vehicle collision that occurred on a dangerous curve of an entrance ramp. The crash began when a tractor-trailer lost control, hit a cement wall, and blocked all traffic lanes. A second vehicle struck the disabled truck, triggering a chain-reaction crash involving multiple passenger vehicles.

A young girl sleeping in the rear seat of her family’s minivan was killed instantly when another truck struck the van from behind. Several other passengers in the vehicle—including two children—suffered skull fractures and long-term injuries. One child was later diagnosed with permanent brain damage and attention deficit disorder related to the crash. Multiple adult family members also sustained emotional and physical injuries, including compartment syndrome and facial trauma.

The plaintiffs argued that both truck drivers and their employers were negligent, citing failure to adjust speed for the road conditions and inattention during a merge. Expert testimony supported claims that both commercial drivers could have taken preventive action. The defense challenged the severity of certain injuries but was unable to dispute the overall liability.

The jury assigned 75% fault to one driver and 25% to the other, awarding a total of $15,445,427 in damages. The verdict included compensation for wrongful death, pain and suffering, past medical expenses, loss of consortium, and emotional distress across multiple family members.

$7.36 Million Jury Verdict in Fatal Rear-End Truck Collision on Dan Ryan Expressway

In this wrongful death case, a 40-year-old machinist was killed after a tow truck rear-ended the van he was riding in during heavy traffic on the Dan Ryan Expressway in Chicago. The driver of the tow truck had attempted to merge into the left lane when he struck the rear of the vehicle. The impact caused fatal neck injuries to the victim, who died approximately 4.5 hours later in the hospital.

The decedent’s wife brought claims on behalf of herself, her children, and her late husband’s estate. The plaintiffs alleged the truck driver failed to keep a proper lookout, maintain a safe following distance, and execute a safe lane change. The defense admitted the driver’s employer was liable for his actions but argued that a phantom vehicle unexpectedly cut into traffic, forcing the driver to brake and leading to the crash.

Expert testimony focused on standard trucking procedures and what the driver should have seen in his mirrors. Plaintiffs’ experts argued the driver had sufficient visibility and warning to avoid the collision. Defense experts were ultimately withdrawn before testifying.

The jury found the truck driver negligent and awarded a total of $7,365,000 in damages. This included compensation for pain and suffering, loss of society, grief, and both past and future economic support for the surviving family members.

$6.8 Million Jury Verdict in Fatal DUI Rollover Crash Involving Test Drive Vehicle

This case involved the wrongful deaths of two passengers, ages 28 and 22, who were killed when their vehicle veered off 107th Street outside Chicago, struck a tree stump, and rolled multiple times. The driver, Stephen Rodriguez, had a blood-alcohol level above the legal limit and was traveling at 95 mph when he lost control. One passenger died at the scene; the other was pronounced dead at the hospital.

Rodriguez had obtained the vehicle from Hawk Ford of Oak Lawn through his father, a dealership employee. The plaintiffs argued negligent entrustment, claiming the dealership was liable for allowing Rodriguez to take the vehicle despite a prior history of DUI and speeding violations. The dealership and father denied liability, asserting that Rodriguez’s actions were not foreseeable.

The estates of the deceased men sought significant damages under the Illinois Wrongful Death Act. Defense counsel argued that the victims were contributorily negligent for riding with a known impaired driver. The jury apportioned 65% of the fault to the driver, and 35% to each decedent, reducing the awarded damages.

The jury awarded a combined total of $6.8 million, with Przeslica’s estate receiving $2.8 million (from a $1.82M verdict) and Leslie’s estate receiving $4 million, reduced to $2.8 million after comparative fault.

$3.5 Million Jury Verdict in Fatal Intersection Crash Involving 6-Year-Old Girl

This wrongful death case stemmed from a fatal collision at an intersection in Schaumburg, Illinois. A 6-year-old girl, riding in the front seat of her father’s vehicle with her sister, was killed when another driver made a left turn into their path. The oncoming vehicle struck the front of their car, causing fatal cervical spine injuries. The child died at the scene.

The plaintiffs argued that the defendant was distracted and failed to yield properly at a yellow light. Testimony from a teen passenger in the defendant’s vehicle supported the claim that she was following two boys in another vehicle and may have been inattentive. Plaintiffs also challenged the defendant’s initial police statements, which conflicted with later findings about the traffic signal and her actions.

The defense contended the child’s father was speeding and had entered the intersection without due caution, but an accident reconstruction expert testified that his speed did not exceed 40 mph.

The jury found the defendant 100% at fault and awarded $3,509,971 in total damages. This included wrongful death and loss of society damages for the child’s parents and sister, as well as funeral costs.

Why You Need an Experienced Car Accident Attorney 

Car accident cases may seem straightforward, but once the other driver’s insurance company gets involved, things change quickly. At Rosenfeld Injury Lawyers, we’ve handled enough of these claims to know what’s really at stake and what it takes to win.

When you’re injured in a crash in Chicago, you’re up against powerful insurance companies with teams of adjusters, investigators, and attorneys whose job is to minimize what you’re paid. You need a legal team that knows how to fight back and win.

Here’s why hiring an experienced Chicago car accident lawyer makes all the difference.

• Insurance Claim Disputes Are Common – Even in clear-cut cases, insurers will delay, deny, or offer far less than you deserve. We know the tactics, and we’ve spent decades fighting back. Whether the company is claiming “pre-existing conditions” or disputing liability, we gather the medical records, expert opinions, and evidence needed to shut that down.
• Calculating Damages Requires Precision – We don’t just tally up your current bills; we project what your injuries will cost you down the line. That includes future surgeries, long-term care, lost earning potential, and emotional trauma. We work with vocational experts, economists, and medical specialists to get it right.
• Navigating Chicago Courts Isn’t Easy – We know the Circuit Court of Cook County inside and out, from how to file in the Law Division to how juries tend to respond in different venues. Our firm is based here. We know the judges, the procedures, and how to move your case efficiently through the system.
• Gathering Evidence Takes Speed and Skill – From street cam footage near the crash site to black box data and traffic signal timing reports, critical evidence can disappear quickly. We act fast to secure everything needed to prove your case before it’s lost or overwritten.
• We Level the Playing Field – You can expect the other side to have legal representation, often from lawyers who handle hundreds of claims a year. With us in your corner, you’ll have a team that not only understands Illinois law but knows how to win cases just like yours.

How Common Are Motor Vehicle Accidents in Chicago?

Car accidents are an everyday reality on Chicago’s roads, and the numbers tell a sobering story. In the most recent year of available data, there were 101,023 reported crashes across the city. Of those, 17,792 resulted in injuries, and 158 were fatal. In total, 25,077 people were injured, and 167 lives were lost in collisions throughout Chicago.

• The overwhelming majority of crashes — more than 77,000 — occurred in clear weather, underscoring the fact that most accidents are caused by driver behavior, not road conditions. Rain was the next most common factor, with over 10,000 crashes and more than 2,000 injuries occurring during wet weather.
• Daylight conditions accounted for the most crashes overall, or 60,925 incidents, which is expected given higher traffic volumes during the day. Still, these crashes resulted in 14,675 injuries and 47 deaths. 
• Crashes that happened in darkness on lighted roads were the second most common, with 25,501 crashes, 7,743 injuries, and 102 fatalities — the highest fatality count under any lighting condition.
• Accidents occurring in complete darkness (no lighting) totaled 4,385, yet caused 12 deaths and 1,129 injuries, making them disproportionately dangerous relative to their frequency.
• The most common type of collision by far was rear-end crashes (front to rear), with 23,785 incidents leading to 3,689 injuries and 13 deaths. 
• Angle crashes (which include T-bone or side-impact collisions) were also extremely common, accounting for 10,984 crashes and resulting in 3,049 injuries and 20 fatalities. 
• Crashes involving parked vehicles totaled 20,446, a reminder that narrow streets and dense residential areas create unique hazards in Chicago. While most of these incidents involved property damage, nearly 1,000 people were injured, and 6 were killed. 
• Sideswipe collisions were also prevalent — especially between vehicles traveling in the same direction — with over 17,000 such crashes, causing 1,381 injuries and 8 fatalities. 
• Other crash types, such as turning collisions (14,330 total) and fixed-object impacts (4,906) also resulted in thousands of injuries, with turning crashes alone contributing to more than 3,000 injuries and 15 deaths.
• The majority of crashes (78,426 incidents) occurred with no road defect present, accounting for 14,227 injury crashes and 125 fatalities.
• That said, more than 4,500 people were injured and at least 33 people were killed in crashes involving reported roadway defects, including worn pavement, potholes, shoulder drop-offs, and debris.

Where Do Car Accident Incidents Occur Most Often in Chicago?

Chicago’s size and traffic density make it one of the most accident-prone cities in the country. At Rosenfeld Injury Lawyers, we’ve handled serious crash cases in every part of the city, but some areas consistently see more collisions than others due to congestion, poor road design, or high pedestrian traffic.

Based on our experience and known risk factors, here are some of the most common accident hotspots across Chicago.

• Major Expressways and Interchanges – In 2023, urban interstates like the Dan Ryan (I-90/94), Eisenhower (I-290), and Kennedy Expressway (I-90) accounted for 10,887 crashes, with 1,259 injury crashes and 28 fatalities. High-speed traffic, tight merge zones, and the complex Jane Byrne Interchange contribute to the high risk of serious collisions in these areas.
• Downtown Loop and River North – With constant foot traffic, rideshare pickups, and delivery trucks, downtown sees a high number of pedestrian, cyclist, and rear-end collisions, especially near Michigan Avenue, Clark Street, and LaSalle.
• Lake Shore Drive – Though scenic, Lake Shore Drive is notorious for high-speed crashes, especially during rush hour or bad weather. Sudden lane changes, limited visibility, and sharp curves near Oak Street Beach and Belmont add to the risk.
• High-Risk Intersections – Some intersections in Chicago see crash rates far above the city average. These include: Cicero & Roosevelt Road, Stony Island Avenue & 95th Street, Ashland & 63rd Street, and Western Avenue & Peterson. These locations often involve a dangerous mix of multiple lanes, complex signal timing, and high pedestrian volumes
• Neighborhood Arterials – Streets like Pulaski, Ashland, Kedzie, and Halsted are part of Chicago’s urban minor and major arterial network, which together accounted for 17,581 crashes, 3,818 injury crashes, and 82 fatalities. These roads often see sideswipe collisions, unsafe turns, and a high volume of hit-and-run incidents.
• School Zones and Residential Areas – Local roads saw 14,768 total crashes in 2023, including 2,968 injury crashes and 14 deaths. Despite reduced speed limits and signage, drivers often fail to yield to children crossing or ignore posted restrictions. Residential neighborhoods like Pilsen, Logan Square, and Auburn Gresham frequently report accidents near schools and parks.

When Do Car Accident Incidents Occur in Chicago?

While traffic is heavy every day in Chicago, the weekend sees a spike in both crashes and fatalities:

• Friday had the highest number of crashes with 16,132 total incidents, 2,746 injuries, and 26 deaths.
• Saturday followed closely with 15,035 crashes, 2,600 injuries, and 28 fatalities.
• Sunday, while slightly lower in crash volume, tied Saturday for the highest number of fatalities (32 deaths).

These trends are consistent with increased evening traffic, alcohol use, and late-night driving on weekends. 

Afternoon and early evening are the riskiest periods to be on the road in Chicago. The 3 PM to 6 PM window consistently saw the highest crash volumes:

• 3 PM: 7,600 crashes, 1,310 injuries
• 4 PM: 7,426 crashes, 1,221 injuries
• 5 PM: 7,129 crashes, 1,353 injuries

These hours account for thousands of accidents due to rush hour congestion, fatigue, and distracted driving during school pickups or commutes.

The deadliest hours, however, were often late at night:

• 10 PM and 11 PM each had 13 fatalities, despite lower crash volumes — a red flag for impaired or reckless driving.
• Midnight to 2 AM also saw a combined 34 fatalities, likely due to alcohol-related or high-speed collisions.

By contrast, early morning hours (3–6 AM) saw fewer crashes overall but still contributed to severe and fatal incidents, suggesting fatigue and impaired driving even when roads were less crowded.

What Illinois Laws Govern Your Car Accident Lawsuit?

Car accident claims in Chicago are governed by a mix of Illinois state statutes, Chicago municipal ordinances, and legal precedents that define negligence and liability. At Rosenfeld Injury Lawyers, we rely on these laws every day to hold negligent drivers and their insurers accountable.

Here are the key legal foundations that shape your case:

• The Illinois Vehicle Code (625 ILCS 5) is the primary source of statewide traffic laws. It includes rules on right-of-way, speeding, DUI, lane usage, distracted driving, and more, all of which can be used to prove that another driver violated their legal duty.
• The City of Chicago enforces additional rules under its own traffic code, including stop sign violations, distracted driving bans, failure to yield provisions, and more. These ordinances are often critical when proving a local driver broke the law.

These statutes lay the groundwork for how car accident claims are handled in Illinois, but court decisions also shape how those laws are applied in real life. 

Before 1981, Illinois followed a pure contributory negligence rule, which meant that if an injured person was even 1% at fault, they were completely barred from recovering any compensation. That all changed with the landmark Illinois Supreme Court case Alvis v. Ribar, 85 Ill.2d 1 (1981). 

In that decision, the court adopted the doctrine of modified comparative negligence, allowing injury victims to recover damages as long as they are not more than 50% at fault for the crash. The amount of compensation is reduced by the percentage of fault assigned to them. This ruling brought much-needed fairness to personal injury claims in Illinois, and it’s a critical part of how we argue and negotiate car accident cases today.

How Long Do I Have to File a Car Accident Lawsuit in Illinois?

In most Chicago car accident cases, time is not on your side. At Rosenfeld Injury Lawyers, one of the first things we evaluate is whether your case falls within Illinois’ car accident statute of limitations, the legal deadline to file a lawsuit. If that window closes, you lose your right to financial recovery, no matter how strong your case might be.

Under 735 ILCS 5/13-202, you generally have two years from the date of the accident to file a personal injury lawsuit. This applies to most cases involving injuries from car, truck, motorcycle, and pedestrian accidents.

If your vehicle or other property was damaged in the crash, under 735 ILCS 5/13-205, you have a longer window of five years to pursue a property damage claim.

When a crash results in someone’s death, the victim’s family or estate has two years from the date of death — not necessarily the date of the crash — to file a wrongful death lawsuit under 740 ILCS 180/2.

If the at-fault driver was a public employee — such as a CTA bus operator, a Chicago Police Department officer, or someone driving a city-owned vehicle — your claim may fall under the Illinois Local Governmental and Governmental Employees Tort Immunity Act (745 ILCS 10).

Under this law, certain government agencies and their employees are protected from liability in some circumstances. However, when they are liable, strict notice requirements and shorter deadlines may apply.

For example:

• Claims against the State of Illinois generally must be filed in the Illinois Court of Claims under the Court of Claims Act (705 ILCS 505), and notice must be filed within one year of the incident.
• Claims against local government entities (such as the City of Chicago or the CTA) often follow the standard two-year statute of limitations, but it’s critical to act fast, as evidence preservation and agency-specific procedures can impact your rights.

Who Is Legally Liable for Car Accident Injuries?

Establishing legal liability is the foundation of every personal injury case we handle at Rosenfeld Injury Lawyers. In Illinois, the person or party who causes a crash through negligence or violates a traffic law can be held financially responsible for your injuries, losses, and damages.

Depending on the details of your case, liability may fall on one or more of the following:

• The At-Fault Driver – This is the most common defendant in auto insurance claims. If a driver was texting, speeding, intoxicated, or simply failed to follow Chicago traffic laws, they’re likely to be found negligent and responsible for the harm caused.
• An Employer or Company – If the driver who caused the crash was working at the time — like a delivery driver or commercial truck operator — their employer may be held liable under Illinois’s respondeat superiordoctrine. We regularly pursue claims against companies for negligent hiring, poor vehicle maintenance, or failure to train employees properly.
• A Government Entity – If your crash involved a CTA bus, a city truck, or occurred because of a dangerous road condition — like a missing traffic sign or unmarked construction zone — the City of Chicago, Cook County, or another government agency could be held responsible. 
• A Vehicle Manufacturer or Repair Shop – If the crash was caused by a defective part — like failed brakes or a faulty steering system — the manufacturer or a negligent mechanic could be liable under Illinois product liability laws (735 ILCS 5/13-213). We work with automotive experts to investigate mechanical failure claims.
• A Bar or Restaurant (in DUI Cases) – Under Illinois’s Dram Shop Act (235 ILCS 5/6-21), an establishment may be liable if it over-served alcohol to someone who later caused a crash while intoxicated. These claims require evidence of visible intoxication and direct causation, and our firm knows how to investigate and prove them.
• A Vehicle Owner – If the at-fault driver was using someone else’s vehicle — and the owner knowingly allowed them to drive it while impaired, unlicensed, or otherwise dangerous — the owner may share liability under a negligent entrustment theory.

When we take on a case, we look beyond the obvious. Multiple parties may be responsible, and we pursue every liable party to maximize your compensation. Whether it’s a careless driver, a major corporation, or a city agency, we’re prepared to take them on.

Common Defenses Used in a Chicago Car Accident Case

Even when liability seems clear, insurance companies often push back with strategies designed to reduce or deny your claim. At Rosenfeld Injury Lawyers, we’ve seen every excuse, and we know how to shut them down. Here are some of the most common defenses we encounter and how we respond:

• You were partially at fault – Insurers may argue you share blame for the crash; maybe you were speeding, distracted, or didn’t react fast enough. Illinois uses modified comparative negligence (735 ILCS 5/2-1116), so you can still recover damages if you’re less than 50% at fault. We work to keep your share of fault low and your compensation high.
• Your injuries weren’t caused by the crash – They’ll say your pain is from a pre-existing condition or something unrelated. We bring in your doctors and medical experts to clearly show how the crash caused or aggravated your injuries.
• You waited too long to get medical treatment – A delay in treatment doesn’t mean you weren’t hurt. Some injuries take time to show up. We document your symptoms and use medical support to explain any gaps in care.
• There’s no solid evidence – If there’s no video, no witness, or no police report, they may claim it’s just your word against theirs. We dig deep into traffic, nearby businesses’ camera footage, black box data, and whatever it takes to prove your case.
• You weren’t wearing a seatbelt – They may try to reduce your compensation, but not wearing a seatbelt doesn’t erase the other driver’s fault. It also doesn’t prevent you from recovering damages under Illinois law.
• The damage was too minor for severe injury – Low-impact crashes can still cause major injuries, especially to the neck, back, or brain. We rely on medical imaging and expert testimony to prove the extent of your harm, no matter how your vehicle looks.

We don’t let weak defenses stand. From day one, we’re building a case that anticipates every argument the other side might throw at you, and we’re ready to answer with facts.

How Our Chicago Car Accident Attorneys Can Help Your Case

At Rosenfeld Injury Lawyers, we don’t just file paperwork — we take on the full weight of your case so you can focus on healing. From the first call to the final resolution, we’re with you every step of the way, making sure no detail is missed and no dollar is left on the table.

Here’s what we handle for our clients throughout Chicago:

• Immediate Case Investigation – We move fast to collect evidence, such as police reports, dash cam footage, witness statements, and scene photos. If there’s surveillance footage from a nearby business or traffic camera, we secure it before it’s gone.
• Medical Documentation and Injury Assessment – We coordinate with your doctors and specialists to document your injuries, treatment, and prognosis. If needed, we consult with medical experts to clearly show the crash caused your condition and what it means for your future.
• Calculating the Full Value of Your Claim – We don’t just add up your medical bills. We look at long-term care needs, missed income, reduced earning capacity, pain and suffering, and any permanent limitations, and we build a case that reflects the full impact of the crash on your life.
• Handling the Insurance Company – We take over all communication with the insurer. No pressure to give recorded statements, no lowball offers slipping through. We negotiate aggressively and only recommend a settlement when the offer is fair, not just fast.
• Filing Your Lawsuit, If Needed – If the insurance company won’t deal in good faith, we file suit in Cook County Circuit Court or the appropriate jurisdiction. We prepare every case like it’s going to trial, and insurers know we mean it.
• Resolving Medical Liens – When medical providers or insurance carriers seek repayment out of your settlement, we negotiate those liens down to maximize what you keep in your pocket.

We’ve helped thousands of people across Chicago get the compensation they need to move forward. Whether your crash happened in Bronzeville, Bucktown, or on the Eisenhower, we’re ready to help you take the next step.

Chicago Car Accident FAQs

Do I have to report an auto accident in Chicago? 

If you’ve been involved in a car accident in Chicago that results in injuries, death, or property damage over $1,500, Illinois law requires you to report it to the police. That usually means calling 911 so the Chicago Police Department can respond and document the crash. The police report they create will serve as a critical piece of evidence in your injury claim, especially when determining fault and damages. Even if the crash seems minor, it’s always better to report it and protect yourself legally.

When should I hire a car accident lawyer?

It’s time to get legal help if you’ve been hurt, missed work, are facing medical bills, or the insurance company has started asking questions. You don’t need a lawyer for every fender bender, but if your injuries are more than superficial or if fault is being disputed, having experienced representation can make a huge difference. The sooner you contact us, the sooner we can preserve evidence, guide your medical documentation, and protect you from tactics insurers use to minimize payouts. Early legal intervention can significantly increase the value and success of your claim.

What does the Chicago car accident claim process involve?

The Chicago car accident claim process starts with an investigation. We gather evidence like police reports, photos, surveillance footage, and medical records. Once we understand the full scope of your injuries and the circumstances of the crash, we file a claim with the at-fault party’s insurance company. From there, we negotiate a settlement. If the insurer doesn’t offer fair compensation, we’re prepared to file a lawsuit and litigate the case in Cook County Circuit Court or the appropriate jurisdiction. Throughout the process, we handle all communication, deadlines, and legal strategy, so you can focus on your recovery.

How do I know if I have a viable case?

Personal injury cases are built on four elements: duty, breach, causation, and damages. That means:

• The other driver had a legal duty to drive safely.
• They breached that duty by speeding, running a red light, or some other negligent action.
• Their negligence directly caused your crash.
• You suffered actual damages, such as physical injuries, medical costs, lost income, etc.

If we can establish those four elements with evidence, you likely have a strong case. We offer free consultations to assess that for you.

What is negligence in car accident cases?

Negligence is the legal term for carelessness. In a car accident case, it means a driver failed to act as a reasonably careful person would under the circumstances, like texting while driving, speeding, or failing to yield. If their negligence causes a crash that injures someone else, they can be held financially responsible. Our job is to prove their behavior fell below the standard of care required by Illinois law.

How do I prove I was not at fault for the car crash?

We build your case using hard evidence, such as police reports, dash cam or traffic camera footage, eyewitness testimony, vehicle damage analysis, and sometimes expert accident reconstruction. In Chicago, we also rely on violations of the Municipal Code or the Illinois Vehicle Code to show that the other driver broke the law. If there’s conflicting testimony, we look at all available angles to establish a clear and compelling version of what actually happened.

How much do personal injury lawyers cost in Chicago?

We work on a contingency fee basis, meaning you pay nothing up front. We only get paid if we recover money for you. Our fee is a percentage of the final settlement or verdict, which we’ll clearly explain before you sign anything. There are no retainers, hourly fees, or hidden costs. If we don’t win, you owe us nothing.

What if I was partially at fault for the accident?

Illinois uses a modified comparative fault system. You can still recover compensation as long as you’re less than 50% at fault. Your compensation is reduced by your percentage of fault. For example, if you’re awarded $100,000 but found 20% at fault, you’d recover $80,000. We work hard to reduce or eliminate any fault assigned to you so that you receive the highest possible recovery.

Does it matter if the other driver had a commercial license?

If the driver who hit you was operating a commercial vehicle — like a delivery van, rideshare vehicle, or semi-truck — both the driver and their employer may be liable. Commercial drivers are held to stricter safety standards, and companies can be sued for negligent hiring, inadequate training, or poor vehicle maintenance. These cases often involve larger insurance policies and more aggressive legal defense teams, which makes having an experienced lawyer essential.

How do I deal with the insurance company after the car crash?

Once you hire our firm, we handle all communications with the insurance company. If you talk to an adjuster on your own, they may try to get a recorded statement, twist your words, or offer a quick, lowball settlement. We ensure everything they receive is strategic, well-documented, and in your best interest. You shouldn’t have to negotiate your own case while trying to recover from an injury.

Can the auto insurance company deny my claim?

Yes, and they often do, even when fault seems obvious. Insurance companies may deny claims for several reasons, including:

• Arguing you were at fault
• Claiming your injuries are pre-existing or not related to the crash
• Alleging you waited too long to get medical treatment
• Disputing the severity of your injuries
• Saying your policy lapsed or doesn’t apply

These denials don’t mean your case is over. We routinely challenge denied claims and force insurers to take a second look, backed by documentation, expert opinions, and aggressive negotiation.

What if the insurance company denies liability?

If your claim is denied, we immediately review the denial letter and start building a response. That may include submitting additional medical evidence, statements from your doctors, expert reports, or filing a lawsuit if the insurer refuses to budge. Our personal injury law firm has taken on major carriers — State Farm, Allstate, Progressive, and others — and won when they tried to deny or underpay legitimate claims. Once we’re involved, the insurer knows you’re not alone — and that changes everything.

What evidence do I need to support my legal claim?

The stronger your evidence, the stronger your case. We gather:

• Police reports documenting what happened
• Medical records showing your injuries and treatment timeline
• Photographs of the vehicles, scene, and injuries
• Surveillance or dash cam footage if available
• Eyewitness statements
• Expert testimony when needed (e.g. crash reconstruction or medical experts)
• Proof of lost wages, out-of-pocket expenses, and other damages

We help you organize and collect all of this, so nothing is missed. Our job is to present a clear, undeniable picture of what you’ve been through and who’s responsible.

What is considered a total loss?

A vehicle is considered a total loss when the cost to repair it exceeds a certain percentage of its actual cash value, usually around 70%–75%, depending on the insurer’s guidelines. For example, if your car is worth $10,000 and repairs would cost $8,000, it may be totaled. In those cases, the insurer will offer a payout based on the pre-crash market value of your vehicle, not what you originally paid or what it would cost to replace it. We help clients challenge lowball total loss payouts when insurers undervalue their vehicles.

Can I recover financial compensation for emotional distress?

Yes. Emotional distress is a valid type of non-economic damage under Illinois law. That includes conditions like anxiety, PTSD, depression, sleep disturbances, or phobias, all of which are common after serious crashes. You don’t need to have visible injuries to suffer emotionally. That said, having documentation from a therapist, psychologist, or even your primary care doctor strengthens your claim. We make sure emotional harm is factored into your settlement demand, especially in cases involving trauma, permanent injury, or loss of life.

Can I be compensated for damages to personal property?

Yes, your claim can cover more than just vehicle damage. If any personal items inside your car were broken or destroyed, you’re entitled to compensation. That includes phones, laptops, tools, child car seats, glasses, clothing, or medical devices like hearing aids. We make sure every loss, not just the big-ticket items, is documented and submitted for reimbursement.

Will a DUI charge influence the outcome of my car accident case?

Absolutely. If the at-fault driver was cited or arrested for DUI, that’s powerful evidence of negligence and can increase the value of your case. In addition to recovering economic and non-economic damages, we may also pursue punitive damages, which are meant to punish the driver for reckless conduct. We work closely with prosecutors and use police reports, blood alcohol results, and officer testimony to support your civil case.

What happens if I agree to a settlement?

Once you accept a settlement and sign a release, your case is closed. That means you can’t go back later and ask for more money, even if your injuries worsen or new medical needs arise. This is why we carefully review every offer and explain whether it covers not just your current costs, but your future ones as well, like follow-up surgeries, physical therapy, or chronic pain treatment. If it doesn’t, we keep negotiating or file suit.

What if the at-fault driver was uninsured?

Illinois requires drivers to carry uninsured motorist (UM) coverage, which steps in when the at-fault party can’t be identified or doesn’t have valid insurance. This means your own policy may cover your injuries and losses. Many clients assume their insurer will treat them fairly in a UM claim, but these cases often involve the same denials and delays as claims against someone else’s insurer. 

Why is seeing a doctor after a car crash so important?

After a crash, adrenaline can mask pain. Injuries like whiplash, concussions, or internal damage may not show symptoms for hours or even days. If you wait too long to get checked out, the insurance company may argue your injuries aren’t related to the crash or aren’t serious enough to require compensation. Seeing a doctor right away creates a medical record that connects your injuries to the accident, which is crucial for your legal case and your health. 

Is the rear driver always responsible in a motor vehicle accident case?

In most rear-end collisions, the trailing driver is at fault as they’re expected to maintain a safe following distance and stop in time to avoid a crash. That said, liability isn’t automatic. There are rare situations where the lead driver may share blame, such as brake-checking, stopping suddenly without cause, or having malfunctioning brake lights.

Can a company be held accountable for a car crash?

Yes, and these cases often result in higher-value claims. If the at-fault driver was on the job at the time of the crash — for a delivery service, construction company, utility provider, or any other employer — the company itself may be liable. That includes situations involving:

• Negligent hiring (e.g., hiring an unlicensed or unsafe driver)
• Inadequate training or supervision
• Failure to maintain the vehicle properly

These cases may also involve commercial policies with significantly higher insurance coverage limits than individual drivers carry. 

Can I manage my car accident claim without hiring a lawyer?

Technically, yes, but if you’ve been seriously injured, doing it alone could cost you. Insurance companies are trained to settle claims quickly and cheaply. They know most people don’t understand what their case is truly worth, what documentation matters, or how to push back against unfair offers. Without legal experience, it’s easy to accept too little or make a mistake that weakens your case.

Hiring our firm means you get full legal protection, professional case valuation, and someone who knows how to maximize your compensation. We don’t just level the playing field, we give you the upper hand.

What does the initial consultation with a car accident lawyer involve?

Your first consultation with Rosenfeld Injury Lawyers is free, confidential, and straightforward. We’ll ask about the crash, your injuries, medical expenses, and any conversations you’ve had with insurance companies. You’ll get honest answers about your rights, what your case might be worth, and what to expect going forward. There’s no pressure and no cost to talk with us. And if we take your case, you pay nothing unless we win.

Will my car accident case go to trial?

Most car accident cases settle out of court, often after we’ve presented strong evidence and negotiated with the insurance company. That said, we always prepare each case as if it’s going to trial. If the insurer refuses to make a fair offer, or if liability is strongly contested, we’re ready to take the case before a jury in Cook County Circuit Court or another local venue. Our trial experience is a key reason many insurers choose to settle. They know we’re not afraid to take the next step if it means getting our clients what they deserve.

How long does an auto accident lawsuit take in Chicago?

The timeline depends on several factors, such as the severity of your injuries, the clarity of liability, whether the case settles or goes to trial, and the court’s schedule. On average:

• Uncontested cases may settle in 4–9 months.
• Cases involving serious injury or disputed fault may take 12–24 months, especially if litigation is required.

Throughout the process, we stay in close contact with you, explain every step, and push to resolve the case as efficiently as possible, without sacrificing value.

Who can file a wrongful death claim following a car accident in Chicago?

In Illinois, the personal representative of the deceased person’s estate — often a spouse, parent, or adult child — is responsible for filing the lawsuit. These claims can seek compensation for:

• Funeral and burial costs
• Loss of financial support
• Loss of companionship and guidance
• Emotional grief and suffering

We handle these cases with sensitivity and urgency, making sure families get the closure and compensation they deserve after a preventable tragedy.

Consult a Top-Rated Chicago Accident Lawyer Near You!

If you or a loved one has been injured in a car crash in Chicago, you don’t have to face the legal system alone. At Rosenfeld Injury Lawyers, our Chicago personal injury lawyers have recovered over $500 million for people hurt by negligent drivers, and we’re ready to fight for you, too.

Whether your crash happened on the Dan Ryan, in the Loop, or on a neighborhood street, we’ll handle the legal heavy lifting while you focus on healing. We offer free consultations, and you’ll never pay a fee unless we win your case.

Call us at (888) 424-5757 or fill out our online form to speak with our top-rated Chicago personal injury lawyers today.

Our downtown office, near the Richard J. Daley Center, Dirkson United States Courthouse, and the Chicago Workers’ Compensation Commission, offers convenient access from Aurora, Joliet, and Waukegan via I-90, I-94, and I-290.

Rosenfeld Injury Lawyers

225 W Wacker Dr #1660
Chicago, IL 60606
Phone: (847) 835-8895
Toll Free: (888) 424-5757

Car Accident Client Review

“My father and I were in a car accident. We were hit from the back, and the car was in bad shape. After reaching out, we found this lawyer, Johnathan. He was very helpful to us. Thanks very much!”

— Jlynn Taylor

Read More Google Reviews

All content undergoes thorough legal review by experienced attorneys, including Jonathan Rosenfeld. With 25 years of experience in personal injury law and over 100 years of combined legal expertise within our team, we ensure that every article is legally accurate, compliant, and reflects current legal standards.